The 08230 ZIP Code is primarily associated with Ocean View, NJ in Cape May County in the United States. The current population estimate is 5,449. The 08230 ZIP Code has a median age of 41.0 years, and 25.3% of residents are aged 62 years and older. Approximately 7% of the population lives below the poverty line, while the median househould income sits at $95,083. It is estimated that about 46.3% of residents in this New Jersey region hold a bachelor's degree or higher, while the per capita income is approximately $44,909.
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The median household income in ZIP Code 08230 is $95,083, while the region's mean household income is $117,273. Breaking income down further, per capita income in the region is $44,909. The per capita income in ZIP Code 08230 of $44,909 is approximately 5.06% more than the per capita income in New Jersey overall of $42,745. An estimated 7.4% of the population is living below the poverty line in this region. This rate is approximately 22.11% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.4% of the population in 08230 earn $100,000 to $149,999 per year, while an estimated 17.7% earn $50,000 to $74,999 per year, and 0.5% of 08230 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.5% |
| $10,000 to $14,999 per year | 3.1% |
| $15,000 to $24,999 per year | 4.5% |
| $25,000 to $34,999 per year | 9.4% |
| $35,000 to $49,999 per year | 4.9% |
| $50,000 to $74,999 per year | 17.7% |
| $75,000 to $99,999 per year | 11.9% |
| $100,000 to $149,999 per year | 21.4% |
| $150,000 to $199,999 per year | 15.5% |
| $200,000 or more per year | 11.0% |
In ZIP Code 08230, 97.8% of the population graduated high school, while 46.3% have a bachelor's degree or higher. In this region, 0.5% achieved an education level less than 9th grade, while 14.3% hold a graduate or professional degree. Approximately 26.4% in this Cape May County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.5% |
| 9th to 12th grade, no diploma | 1.7% |
| High school graduate (includes equivalency) | 26.4% |
| Some college, no degree | 15.2% |
| Associate's degree | 9.8% |
| Bachelor's degree | 32.0% |
| Graduate or professional degree | 14.3% |
Looking at race in the population that makes up ZIP Code 08230, 98.8% is one race, while 1.2% are two or more races. Approximately 6.2% of 08230 residents are hispanic or Latino (of any race). The most common race in 08230 (race alone or in combination with one or more other races), is White (98.4%), followed by Asian (2.0%) .
| Industry | Percent |
|---|---|
| White | 98.4% |
| Black or African American | 0.3% |
| American Indian and Alaska Native | 0.0% |
| Asian | 2.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.6% |
In ZIP Code 08230, 90.0% of the population lists "English only" as the language spoken in home, while 6.8% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.6% of homes, and other Indo-European languages are spoken in 1.6% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cape May County region.
| Language Spoken | Percent |
|---|---|
| English only | 90.0% |
| Spanish | 6.8% |
| Other Indo-European languages | 1.6% |
| Asian and Pacific Islander languages | 1.6% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 08230, an estimated 29.9% of homes were built between 1980 and 1989. Additionally, 27.5% of homes in the region were built between 1970 and 1979, while an estimated 0.7% of homes were built between 1940 and 1949 in this Cape May County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.0% |
| Built between 2010 and 2013 | 1.6% |
| Built between 2000 and 2009 | 9.0% |
| Built between 1990 and 1999 | 20.1% |
| Built between 1980 and 1989 | 29.9% |
| Built between 1970 and 1979 | 27.5% |
| Built between 1960 and 1969 | 6.0% |
| Built between 1950 and 1959 | 2.6% |
| Built between 1940 and 1949 | 0.7% |
| Built in 1939 or earlier | 1.7% |
Residents of ZIP Code 08230 are older than average. The median age of 41.0 years in ZIP Code 08230 is approximately 7.61% higher than the overall median age in the U.S. of 38.1 years. About 75.6% of residents are aged 18 years and older, and 25.3% of residents are 62 years and over. Approximately 12.7% of the population in 08230 falls in the age group 45 to 54 years, while an estimated 11.8% are aged 65 to 74 years. On the low end of the scale, 1.8% of 08230 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.3% |
| 5 to 9 years | 8.2% |
| 10 to 14 years | 6.6% |
| 15 to 19 years | 7.1% |
| 20 to 24 years | 4.0% |
| 25 to 34 years | 11.5% |
| 35 to 44 years | 11.6% |
| 45 to 54 years | 12.7% |
| 55 to 59 years | 5.5% |
| 60 to 64 years | 8.9% |
| 65 to 74 years | 11.8% |
| 75 to 84 years | 6.3% |
| 85 years and over | 1.8% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 08230 is current access to health insurance, as an estimated 94.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 08230 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.4% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 08230 has an average daily solar radiation level of 5.06 kWh/m2/day. This is approximately 22.82% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 23.22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 08230 | 14.94¢/kWh | 7.47¢/kWh | 4.47¢/kWh |
| New Jersey | 20.67¢/kWh | 15.96¢/kWh | 13.09¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 08230 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.9 | 1.9 | 5.84 |
| Feb | 4.71 | 3 | 6.31 |
| Mar | 5.31 | 3.65 | 7.02 |
| Apr | 5.69 | 5.13 | 7.3 |
| May | 5.99 | 5.17 | 7.13 |
| Jun | 5.62 | 5.72 | 6.95 |
| Jul | 5.83 | 6.22 | 6.51 |
| Aug | 6 | 6.08 | 6.65 |
| Sep | 5.47 | 5.15 | 7.02 |
| Oct | 4.92 | 3.32 | 6.92 |
| Nov | 4.04 | 2.33 | 5.99 |
| Dec | 3.23 | 1.78 | 5.46 |
In 08230, 63.8% of the population is in the labor force. Recent estimates place 2.7% as working from home, while the total labor force in the region has a mean travel to time to work of 24.8 minutes. Approximately 29.6% of the employed population 16 years and over in 08230 work in educational services, and health care and social assistance, while an estimated 11.6% work in finance and insurance, and real estate and rental and leasing. On the lower end of the scale, just 0.1% of 08230 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.1% |
| Construction | 10.5% |
| Manufacturing | 3.7% |
| Wholesale trade | 4.1% |
| Retail trade | 9.4% |
| Transportation and warehousing, and utilities | 3.2% |
| Information | 1.4% |
| Finance and insurance, and real estate and rental and leasing | 11.6% |
| Professional, scientific, management, and administrative | 8.3% |
| Educational services, and health care and social assistance | 29.6% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.2% |
| Other services, except public administration | 3.0% |
| Public administration | 6.0% |
Regarding consumer complaints about financial products in ZIP Code 08230, credit reporting or other personal consumer reports have received the most complaints in 08230 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Cape May County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 35 |
| Credit reporting or credit repair services | 24 |
| Credit card or prepaid card | 2 |
| Mortgage | 2 |
| Credit card | 1 |
| Other | 2 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 42 |
| Problem with a company's investigation into an existing problem | 12 |
| Unable to get your credit report or credit score | 5 |
| Problem when making payments | 2 |
| Charged fees or interest you didn't expect | 1 |
| Other | 4 |