The 07863 ZIP Code is primarily associated with Oxford, NJ in Warren County in the United States. The current population estimate is 3,703. An estimated 23.2% of residents in the 07863 ZIP Code are of age 62 years and older. Overall, the region has a median age of 47.1 years. In this New Jersey region, an estimated 22.0% have a bachelor's degree or higher, while the per capita income comes in at about $41,468. Median househould income is at $85,083, with an estimated 6% of the population living below the poverty line.
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The median household income in ZIP Code 07863 is $85,083, while the region's mean household income is $101,341. Breaking income down further, per capita income in the region is $41,468. The per capita income in ZIP Code 07863 of $41,468 is approximately 2.99% less than the per capita income in the U.S. overall of $42,745. An estimated 5.9% of the population is living below the poverty line in this region. This rate is approximately 37.89% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 25.4% of the population in 07863 earn $100,000 to $149,999 per year, while an estimated 15.3% earn $50,000 to $74,999 per year, and 2.8% of 07863 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.9% |
| $10,000 to $14,999 per year | 2.8% |
| $15,000 to $24,999 per year | 4.0% |
| $25,000 to $34,999 per year | 8.1% |
| $35,000 to $49,999 per year | 12.2% |
| $50,000 to $74,999 per year | 15.3% |
| $75,000 to $99,999 per year | 11.6% |
| $100,000 to $149,999 per year | 25.4% |
| $150,000 to $199,999 per year | 7.8% |
| $200,000 or more per year | 8.9% |
In ZIP Code 07863, 88.6% of the population graduated high school, while 22.0% have a bachelor's degree or higher. In this region, 2.3% achieved an education level less than 9th grade, while 5.8% hold a graduate or professional degree. Approximately 40.4% in this Warren County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.3% |
| 9th to 12th grade, no diploma | 9.1% |
| High school graduate (includes equivalency) | 40.4% |
| Some college, no degree | 18.8% |
| Associate's degree | 7.4% |
| Bachelor's degree | 16.2% |
| Graduate or professional degree | 5.8% |
Looking at race in the population that makes up ZIP Code 07863, 98.5% is one race, while 1.5% are two or more races. Approximately 6.9% of 07863 residents are hispanic or Latino (of any race). The most common race in 07863 (race alone or in combination with one or more other races), is White (95.2%), followed by Black or African American (2.5%) .
| Industry | Percent |
|---|---|
| White | 95.2% |
| Black or African American | 2.5% |
| American Indian and Alaska Native | 0.9% |
| Asian | 1.1% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 1.5% |
In ZIP Code 07863, 91.5% of the population lists "English only" as the language spoken in home, while 4.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 2.7% of homes, and other Indo-European languages are spoken in 0.3% of homes. Lastly, 1.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Warren County region.
| Language Spoken | Percent |
|---|---|
| English only | 91.5% |
| Spanish | 4.0% |
| Other Indo-European languages | 2.7% |
| Asian and Pacific Islander languages | 0.3% |
| Other languages | 1.5% |
Regarding the age of homes in ZIP Code 07863, an estimated 31.5% of homes were built in 1939 or earlier. Additionally, 13.0% of homes in the region were built between 2000 and 2009, while an estimated 1.1% of homes were built in 2014 or later in this Warren County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.1% |
| Built between 2010 and 2013 | 1.4% |
| Built between 2000 and 2009 | 13.0% |
| Built between 1990 and 1999 | 12.9% |
| Built between 1980 and 1989 | 13.0% |
| Built between 1970 and 1979 | 6.4% |
| Built between 1960 and 1969 | 5.8% |
| Built between 1950 and 1959 | 7.7% |
| Built between 1940 and 1949 | 7.3% |
| Built in 1939 or earlier | 31.5% |
Residents of ZIP Code 07863 are older than average. The median age of 47.1 years in ZIP Code 07863 is approximately 23.62% higher than the overall median age in the U.S. of 38.1 years. About 81.6% of residents are aged 18 years and older, and 23.2% of residents are 62 years and over. Approximately 21.9% of the population in 07863 falls in the age group 45 to 54 years, while an estimated 11.5% are aged 25 to 34 years. On the low end of the scale, 1.4% of 07863 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 1.4% |
| 5 to 9 years | 4.3% |
| 10 to 14 years | 6.5% |
| 15 to 19 years | 8.5% |
| 20 to 24 years | 5.0% |
| 25 to 34 years | 11.5% |
| 35 to 44 years | 9.4% |
| 45 to 54 years | 21.9% |
| 55 to 59 years | 7.0% |
| 60 to 64 years | 5.6% |
| 65 to 74 years | 9.3% |
| 75 to 84 years | 6.0% |
| 85 years and over | 3.7% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 07863 is current access to health insurance, as an estimated 92.1% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 07863 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92.1% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 07863 has an average daily solar radiation level of 4.82 kWh/m2/day. This is approximately 16.99% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.86% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 07863 | 12.6¢/kWh | 6.35¢/kWh | 3.32¢/kWh |
| New Jersey | 20.67¢/kWh | 15.96¢/kWh | 13.09¢/kWh |
| United States | 16.63¢/kWh | 13.39¢/kWh | 8.72¢/kWh |
| Month | ZIP Code 07863 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.8 | 1.9 | 5.84 |
| Feb | 4.59 | 3 | 6.31 |
| Mar | 4.73 | 3.65 | 7.02 |
| Apr | 5.43 | 5.13 | 7.3 |
| May | 5.51 | 5.17 | 7.13 |
| Jun | 5.49 | 5.72 | 6.95 |
| Jul | 5.72 | 6.22 | 6.51 |
| Aug | 5.68 | 6.08 | 6.65 |
| Sep | 5.45 | 5.15 | 7.02 |
| Oct | 4.3 | 3.32 | 6.92 |
| Nov | 3.95 | 2.33 | 5.99 |
| Dec | 3.18 | 1.78 | 5.46 |
In 07863, 65.5% of the population is in the labor force. Recent estimates place 5.6% as working from home, while the total labor force in the region has a mean travel to time to work of 35.0 minutes. Approximately 19.7% of the employed population 16 years and over in 07863 work in retail trade, while an estimated 14.4% work in educational services, and health care and social assistance. On the lower end of the scale, just 1.9% of 07863 workers 16 years and over work in information.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 2.5% |
| Construction | 8.8% |
| Manufacturing | 9.1% |
| Wholesale trade | 2.6% |
| Retail trade | 19.7% |
| Transportation and warehousing, and utilities | 4.5% |
| Information | 1.9% |
| Finance and insurance, and real estate and rental and leasing | 2.3% |
| Professional, scientific, management, and administrative | 11.9% |
| Educational services, and health care and social assistance | 14.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.0% |
| Other services, except public administration | 6.4% |
| Public administration | 5.0% |
Regarding consumer complaints about financial products in ZIP Code 07863, credit reporting or credit repair services have received the most complaints in 07863 in the past 12 months. Mortgage received the second most complaints. The most frequent complaint overall in this Warren County region was credit monitoring or identity theft protection services.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 3 |
| Mortgage | 1 |
| Student loan | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Credit monitoring or identity theft protection services | 2 |
| Dealing with your lender or servicer | 1 |
| Incorrect information on your report | 1 |
| Struggling to pay mortgage | 1 |