The 03462 ZIP Code is primarily associated with Spofford, NH in Cheshire County in the United States. The current population estimate is 1,326. Approximately 0% of the population is living below the poverty line. The median household income of this region is $111,750. The median age in 03462 is estimated to at 45.5 years, and about 24.1% of residents are aged 62 years and older. In this New Hampshire region, approximately 96.5% have a high school degree or higher, and the per capita income is an estimated $59,457.
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The median household income in ZIP Code 03462 is $111,750, while the region's mean household income is $148,484. Breaking income down further, per capita income in the region is $59,457. The per capita income in ZIP Code 03462 of $59,457 is approximately 48.63% more than the per capita income in New Hampshire overall of $40,003. An estimated 0.0% of the population is living below the poverty line in this region. This rate is approximately 100% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 26.7% of the population in 03462 earn $100,000 to $149,999 per year, while an estimated 21.6% earn $50,000 to $74,999 per year, and 0.0% of 03462 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 0.6% |
| $10,000 to $14,999 per year | 0.0% |
| $15,000 to $24,999 per year | 4.0% |
| $25,000 to $34,999 per year | 12.7% |
| $35,000 to $49,999 per year | 5.7% |
| $50,000 to $74,999 per year | 21.6% |
| $75,000 to $99,999 per year | 3.6% |
| $100,000 to $149,999 per year | 26.7% |
| $150,000 to $199,999 per year | 5.7% |
| $200,000 or more per year | 19.7% |
In ZIP Code 03462, 96.5% of the population graduated high school, while 44.4% have a bachelor's degree or higher. In this region, 0.0% achieved an education level less than 9th grade, while 25.4% hold a graduate or professional degree. Approximately 27.5% in this Cheshire County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 0.0% |
| 9th to 12th grade, no diploma | 3.5% |
| High school graduate (includes equivalency) | 27.5% |
| Some college, no degree | 13.7% |
| Associate's degree | 10.8% |
| Bachelor's degree | 19.0% |
| Graduate or professional degree | 25.4% |
Looking at race in the population that makes up ZIP Code 03462, 100.0% is one race, while 0.0% are two or more races. Approximately 0.0% of 03462 residents are hispanic or Latino (of any race). The most common race in 03462 (race alone or in combination with one or more other races), is White (97.3%), followed by Black or African American (2.7%) .
| Industry | Percent |
|---|---|
| White | 97.3% |
| Black or African American | 2.7% |
| American Indian and Alaska Native | 0.0% |
| Asian | 0.0% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.0% |
In ZIP Code 03462, 100.0% of the population lists "English only" as the language spoken in home, while 0.0% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 0.0% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Cheshire County region.
| Language Spoken | Percent |
|---|---|
| English only | 100.0% |
| Spanish | 0.0% |
| Other Indo-European languages | 0.0% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 03462, an estimated 22.7% of homes were built in 1939 or earlier. Additionally, 17.4% of homes in the region were built between 1990 and 1999, while an estimated 0.0% of homes were built between 2010 and 2013 in this Cheshire County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.0% |
| Built between 2010 and 2013 | 0.0% |
| Built between 2000 and 2009 | 6.8% |
| Built between 1990 and 1999 | 17.4% |
| Built between 1980 and 1989 | 17.1% |
| Built between 1970 and 1979 | 10.6% |
| Built between 1960 and 1969 | 3.2% |
| Built between 1950 and 1959 | 8.2% |
| Built between 1940 and 1949 | 14.0% |
| Built in 1939 or earlier | 22.7% |
Residents of ZIP Code 03462 are older than average. The median age of 45.5 years in ZIP Code 03462 is approximately 19.42% higher than the overall median age in the U.S. of 38.1 years. About 72.5% of residents are aged 18 years and older, and 24.1% of residents are 62 years and over. Approximately 19.1% of the population in 03462 falls in the age group 45 to 54 years, while an estimated 11.5% are aged 35 to 44 years. On the low end of the scale, 0.0% of 03462 residents are aged 20 to 24 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 6.2% |
| 5 to 9 years | 8.1% |
| 10 to 14 years | 11.1% |
| 15 to 19 years | 3.6% |
| 20 to 24 years | 0.0% |
| 25 to 34 years | 6.6% |
| 35 to 44 years | 11.5% |
| 45 to 54 years | 19.1% |
| 55 to 59 years | 9.5% |
| 60 to 64 years | 6.9% |
| 65 to 74 years | 10.0% |
| 75 to 84 years | 7.0% |
| 85 years and over | 0.5% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 03462 is current access to health insurance, as an estimated 94.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 03462 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 03462 has an average daily solar radiation level of 4.73 kWh/m2/day. This is approximately 14.81% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 28.22% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 03462 | 16.29¢/kWh | 9.56¢/kWh | 6.11¢/kWh |
| New Hampshire | 24.86¢/kWh | 20.02¢/kWh | 15.65¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 03462 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.8 | 1.9 | 5.84 |
| Feb | 4.54 | 3 | 6.31 |
| Mar | 5.16 | 3.65 | 7.02 |
| Apr | 5.48 | 5.13 | 7.3 |
| May | 5.47 | 5.17 | 7.13 |
| Jun | 5.32 | 5.72 | 6.95 |
| Jul | 5.8 | 6.22 | 6.51 |
| Aug | 5.61 | 6.08 | 6.65 |
| Sep | 5.39 | 5.15 | 7.02 |
| Oct | 4.13 | 3.32 | 6.92 |
| Nov | 3.29 | 2.33 | 5.99 |
| Dec | 2.8 | 1.78 | 5.46 |
In 03462, 72.6% of the population is in the labor force. Recent estimates place 6.9% as working from home, while the total labor force in the region has a mean travel to time to work of 28.2 minutes. Approximately 34.0% of the employed population 16 years and over in 03462 work in educational services, and health care and social assistance, while an estimated 12.6% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.0% of 03462 workers 16 years and over work in other services, except public administration.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 9.1% |
| Manufacturing | 4.9% |
| Wholesale trade | 7.6% |
| Retail trade | 5.0% |
| Transportation and warehousing, and utilities | 4.4% |
| Information | 2.6% |
| Finance and insurance, and real estate and rental and leasing | 7.0% |
| Professional, scientific, management, and administrative | 12.6% |
| Educational services, and health care and social assistance | 34.0% |
| Arts, entertainment, and recreation, and accommodation and food services | 9.6% |
| Other services, except public administration | 0.0% |
| Public administration | 3.3% |
Regarding consumer complaints about financial products in ZIP Code 03462, vehicle loan or lease have received the most complaints in 03462 in the past 12 months. received the second most complaints. The most frequent complaint overall in this Cheshire County region was struggling to pay a loan.
| Complaint Product | Number of Complaints* |
|---|---|
| Vehicle loan or lease | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Struggling to pay your loan | 1 |