The 03235 ZIP Code is primarily associated with Franklin, NH in Merrimack County in the United States. The current population estimate is 8,762. The 03235 ZIP Code has a median age of 47.9 years, and 24.6% of residents are aged 62 years and older. The median household income is approximately $52,860, and an estimated 5% of the population is living below the poverty line. In this New Hampshire region, approximately 91.4% have a high school degree or higher, and the per capita income is an estimated $30,511.
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The median household income in ZIP Code 03235 is $52,860, while the region's mean household income is $66,414. Breaking income down further, per capita income in the region is $30,511. The per capita income in ZIP Code 03235 of $30,511 is approximately 23.73% less than the per capita income in the U.S. overall of $40,003. An estimated 5.4% of the population is living below the poverty line in this region. This rate is approximately 43.16% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 19.7% of the population in 03235 earn $50,000 to $74,999 per year, while an estimated 14.8% earn $100,000 to $149,999 per year, and 2.5% of 03235 residents earn $150,000 to $199,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.4% |
| $10,000 to $14,999 per year | 4.8% |
| $15,000 to $24,999 per year | 12.7% |
| $25,000 to $34,999 per year | 12.4% |
| $35,000 to $49,999 per year | 12.8% |
| $50,000 to $74,999 per year | 19.7% |
| $75,000 to $99,999 per year | 12.7% |
| $100,000 to $149,999 per year | 14.8% |
| $150,000 to $199,999 per year | 2.5% |
| $200,000 or more per year | 3.2% |
In ZIP Code 03235, 91.4% of the population graduated high school, while 17.7% have a bachelor's degree or higher. In this region, 2.8% achieved an education level less than 9th grade, while 3.8% hold a graduate or professional degree. Approximately 42.2% in this Merrimack County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.8% |
| 9th to 12th grade, no diploma | 5.8% |
| High school graduate (includes equivalency) | 42.2% |
| Some college, no degree | 17.0% |
| Associate's degree | 14.6% |
| Bachelor's degree | 14.0% |
| Graduate or professional degree | 3.8% |
Looking at race in the population that makes up ZIP Code 03235, 98.4% is one race, while 1.6% are two or more races. Approximately 2.6% of 03235 residents are hispanic or Latino (of any race). The most common race in 03235 (race alone or in combination with one or more other races), is White (98.9%), followed by Asian (1.1%) .
| Industry | Percent |
|---|---|
| White | 98.9% |
| Black or African American | 0.3% |
| American Indian and Alaska Native | 0.7% |
| Asian | 1.1% |
| Native Hawaiian and Other Pacific Islander | 0.4% |
| Some other race | 0.2% |
In ZIP Code 03235, 96.9% of the population lists "English only" as the language spoken in home, while 1.2% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 1.2% of homes, and other Indo-European languages are spoken in 0.7% of homes. Lastly, 0.0% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Merrimack County region.
| Language Spoken | Percent |
|---|---|
| English only | 96.9% |
| Spanish | 1.2% |
| Other Indo-European languages | 1.2% |
| Asian and Pacific Islander languages | 0.7% |
| Other languages | 0.0% |
Regarding the age of homes in ZIP Code 03235, an estimated 38.9% of homes were built in 1939 or earlier. Additionally, 12.6% of homes in the region were built between 1970 and 1979, while an estimated 0.6% of homes were built between 2010 and 2013 in this Merrimack County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 3.1% |
| Built between 2010 and 2013 | 0.6% |
| Built between 2000 and 2009 | 8.2% |
| Built between 1990 and 1999 | 5.9% |
| Built between 1980 and 1989 | 9.0% |
| Built between 1970 and 1979 | 12.6% |
| Built between 1960 and 1969 | 5.4% |
| Built between 1950 and 1959 | 10.0% |
| Built between 1940 and 1949 | 6.2% |
| Built in 1939 or earlier | 38.9% |
Residents of ZIP Code 03235 are older than average. The median age of 47.9 years in ZIP Code 03235 is approximately 25.72% higher than the overall median age in the U.S. of 38.1 years. About 83.2% of residents are aged 18 years and older, and 24.6% of residents are 62 years and over. Approximately 16.7% of the population in 03235 falls in the age group 45 to 54 years, while an estimated 13.0% are aged 65 to 74 years. On the low end of the scale, 2.5% of 03235 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.5% |
| 5 to 9 years | 6.0% |
| 10 to 14 years | 5.7% |
| 15 to 19 years | 6.2% |
| 20 to 24 years | 5.0% |
| 25 to 34 years | 10.0% |
| 35 to 44 years | 10.5% |
| 45 to 54 years | 16.7% |
| 55 to 59 years | 8.8% |
| 60 to 64 years | 7.0% |
| 65 to 74 years | 13.0% |
| 75 to 84 years | 4.5% |
| 85 years and over | 4.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 03235 is current access to health insurance, as an estimated 92% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 03235 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 92% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 03235 has an average daily solar radiation level of 4.75 kWh/m2/day. This is approximately 15.29% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 27.92% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 03235 | 16.29¢/kWh | 9.56¢/kWh | 6.11¢/kWh |
| New Hampshire | 24.86¢/kWh | 20.02¢/kWh | 15.65¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 03235 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.77 | 1.9 | 5.84 |
| Feb | 4.45 | 3 | 6.31 |
| Mar | 5.26 | 3.65 | 7.02 |
| Apr | 5.56 | 5.13 | 7.3 |
| May | 5.23 | 5.17 | 7.13 |
| Jun | 5.43 | 5.72 | 6.95 |
| Jul | 5.72 | 6.22 | 6.51 |
| Aug | 5.65 | 6.08 | 6.65 |
| Sep | 5.45 | 5.15 | 7.02 |
| Oct | 4 | 3.32 | 6.92 |
| Nov | 3.38 | 2.33 | 5.99 |
| Dec | 3.11 | 1.78 | 5.46 |
In 03235, 63.1% of the population is in the labor force. Recent estimates place 3.9% as working from home, while the total labor force in the region has a mean travel to time to work of 24.3 minutes. Approximately 24.7% of the employed population 16 years and over in 03235 work in educational services, and health care and social assistance, while an estimated 16.9% work in retail trade. On the lower end of the scale, just 1.2% of 03235 workers 16 years and over work in wholesale trade.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 1.5% |
| Construction | 4.9% |
| Manufacturing | 15.6% |
| Wholesale trade | 1.2% |
| Retail trade | 16.9% |
| Transportation and warehousing, and utilities | 3.2% |
| Information | 1.5% |
| Finance and insurance, and real estate and rental and leasing | 2.9% |
| Professional, scientific, management, and administrative | 4.8% |
| Educational services, and health care and social assistance | 24.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.4% |
| Other services, except public administration | 2.8% |
| Public administration | 7.6% |
Regarding consumer complaints about financial products in ZIP Code 03235, credit reporting or other personal consumer reports have received the most complaints in 03235 in the past 12 months. Debt collection received the second most complaints. The most frequent complaint overall in this Merrimack County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 6 |
| Debt collection | 4 |
| Checking or savings account | 2 |
| Credit card | 1 |
| Credit card or prepaid card | 1 |
| Other | 3 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 3 |
| Incorrect information on your report | 3 |
| Attempts to collect debt not owed | 2 |
| False statements or representation | 2 |
| Struggling to pay your loan | 2 |
| Other | 5 |