The 02864 ZIP Code is primarily associated with Cumberland, RI in Providence County in the United States. The current population estimate is 34,797. An estimated 21.6% of residents in the 02864 ZIP Code are of age 62 years and older. Overall, the region has a median age of 44.6 years. Approximately 38.8% of residents in this Rhode Island region have a bachelor's degree or higher, and the per capita income is an estimated $43,554. Median househould income is approximately $91,806, and an estimated 4% of the population is living below the poverty line.
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The median household income in ZIP Code 02864 is $91,806, while the region's mean household income is $109,039. Breaking income down further, per capita income in the region is $43,554. The per capita income in ZIP Code 02864 of $43,554 is approximately 20.58% more than the per capita income in Rhode Island overall of $36,121. An estimated 3.9% of the population is living below the poverty line in this region. This rate is approximately 58.95% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 22.9% of the population in 02864 earn $100,000 to $149,999 per year, while an estimated 14.7% earn $75,000 to $99,999 per year, and 4.0% of 02864 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.0% |
| $10,000 to $14,999 per year | 4.0% |
| $15,000 to $24,999 per year | 7.3% |
| $25,000 to $34,999 per year | 6.0% |
| $35,000 to $49,999 per year | 7.6% |
| $50,000 to $74,999 per year | 11.2% |
| $75,000 to $99,999 per year | 14.7% |
| $100,000 to $149,999 per year | 22.9% |
| $150,000 to $199,999 per year | 13.6% |
| $200,000 or more per year | 8.6% |
In ZIP Code 02864, 90.1% of the population graduated high school, while 38.8% have a bachelor's degree or higher. In this region, 5.1% achieved an education level less than 9th grade, while 14.2% hold a graduate or professional degree. Approximately 25.1% in this Providence County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 5.1% |
| 9th to 12th grade, no diploma | 4.7% |
| High school graduate (includes equivalency) | 25.1% |
| Some college, no degree | 17.1% |
| Associate's degree | 9.0% |
| Bachelor's degree | 24.6% |
| Graduate or professional degree | 14.2% |
Looking at race in the population that makes up ZIP Code 02864, 98.7% is one race, while 1.3% are two or more races. Approximately 6.9% of 02864 residents are hispanic or Latino (of any race). The most common race in 02864 (race alone or in combination with one or more other races), is White (94.5%), followed by Asian (2.6%) .
| Industry | Percent |
|---|---|
| White | 94.5% |
| Black or African American | 1.8% |
| American Indian and Alaska Native | 0.5% |
| Asian | 2.6% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 1.9% |
In ZIP Code 02864, 82.1% of the population lists "English only" as the language spoken in home, while 5.3% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 10.8% of homes, and other Indo-European languages are spoken in 1.4% of homes. Lastly, 0.4% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Providence County region.
| Language Spoken | Percent |
|---|---|
| English only | 82.1% |
| Spanish | 5.3% |
| Other Indo-European languages | 10.8% |
| Asian and Pacific Islander languages | 1.4% |
| Other languages | 0.4% |
Regarding the age of homes in ZIP Code 02864, an estimated 19.1% of homes were built between 1960 and 1969. Additionally, 16.4% of homes in the region were built between 1950 and 1959, while an estimated 1.4% of homes were built in 2014 or later in this Providence County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.4% |
| Built between 2010 and 2013 | 1.8% |
| Built between 2000 and 2009 | 7.7% |
| Built between 1990 and 1999 | 11.4% |
| Built between 1980 and 1989 | 14.1% |
| Built between 1970 and 1979 | 10.2% |
| Built between 1960 and 1969 | 19.1% |
| Built between 1950 and 1959 | 16.4% |
| Built between 1940 and 1949 | 2.9% |
| Built in 1939 or earlier | 14.9% |
Residents of ZIP Code 02864 are older than average. The median age of 44.6 years in ZIP Code 02864 is approximately 17.06% higher than the overall median age in the U.S. of 38.1 years. About 80.1% of residents are aged 18 years and older, and 21.6% of residents are 62 years and over. Approximately 16.2% of the population in 02864 falls in the age group 45 to 54 years, while an estimated 13.1% are aged 35 to 44 years. On the low end of the scale, 2.3% of 02864 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 4.6% |
| 5 to 9 years | 5.6% |
| 10 to 14 years | 5.3% |
| 15 to 19 years | 6.3% |
| 20 to 24 years | 5.9% |
| 25 to 34 years | 9.6% |
| 35 to 44 years | 13.1% |
| 45 to 54 years | 16.2% |
| 55 to 59 years | 8.2% |
| 60 to 64 years | 7.3% |
| 65 to 74 years | 9.7% |
| 75 to 84 years | 5.9% |
| 85 years and over | 2.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 02864 is current access to health insurance, as an estimated 94.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 02864 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 94.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 02864 has an average daily solar radiation level of 4.91 kWh/m2/day. This is approximately 19.17% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.49% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 02864 | 14.24¢/kWh | 8.1¢/kWh | 5.25¢/kWh |
| Rhode Island | 25.6¢/kWh | 20.46¢/kWh | 21.21¢/kWh |
| United States | 16.62¢/kWh | 13.58¢/kWh | 8.81¢/kWh |
| Month | ZIP Code 02864 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.86 | 1.9 | 5.84 |
| Feb | 4.62 | 3 | 6.31 |
| Mar | 5.14 | 3.65 | 7.02 |
| Apr | 5.52 | 5.13 | 7.3 |
| May | 5.47 | 5.17 | 7.13 |
| Jun | 5.62 | 5.72 | 6.95 |
| Jul | 5.75 | 6.22 | 6.51 |
| Aug | 5.74 | 6.08 | 6.65 |
| Sep | 5.45 | 5.15 | 7.02 |
| Oct | 4.55 | 3.32 | 6.92 |
| Nov | 3.92 | 2.33 | 5.99 |
| Dec | 3.29 | 1.78 | 5.46 |
In 02864, 67.2% of the population is in the labor force. Recent estimates place 2.8% as working from home, while the total labor force in the region has a mean travel to time to work of 26.1 minutes. Approximately 23.3% of the employed population 16 years and over in 02864 work in educational services, and health care and social assistance, while an estimated 14.3% work in retail trade. On the lower end of the scale, just 0.2% of 02864 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.2% |
| Construction | 5.2% |
| Manufacturing | 13.1% |
| Wholesale trade | 1.6% |
| Retail trade | 14.3% |
| Transportation and warehousing, and utilities | 3.7% |
| Information | 0.9% |
| Finance and insurance, and real estate and rental and leasing | 8.1% |
| Professional, scientific, management, and administrative | 9.7% |
| Educational services, and health care and social assistance | 23.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 11.1% |
| Other services, except public administration | 3.9% |
| Public administration | 4.8% |
Regarding consumer complaints about financial products in ZIP Code 02864, credit reporting or credit repair services have received the most complaints in 02864 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Providence County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 44 |
| Credit reporting or other personal consumer reports | 28 |
| Mortgage | 26 |
| Credit card or prepaid card | 18 |
| Checking or savings account | 10 |
| Other | 38 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 43 |
| Incorrect information on your report | 16 |
| Trouble during payment process | 16 |
| Problem with a credit reporting company's investigation | 10 |
| Dealing with your lender or servicer | 7 |
| Other | 72 |