The 02645 ZIP Code is primarily associated with Harwich, MA in Barnstable County in the United States. The current population estimate is 9,116. About 38.0% of residents in ZIP Code 02645 are aged 62 years and older, and the region has a median age of 55.3 years. Approximately 44.4% of residents in this Massachusetts region have a bachelor's degree or higher, and the per capita income is an estimated $37,526. The median household income is approximately $78,689, and an estimated 5% of the population is living below the poverty line.
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The median household income in ZIP Code 02645 is $78,689, while the region's mean household income is $87,331. Breaking income down further, per capita income in the region is $37,526. The per capita income in ZIP Code 02645 of $37,526 is approximately 14.25% less than the per capita income in the U.S. overall of $43,761. An estimated 4.8% of the population is living below the poverty line in this region. This rate is approximately 49.47% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 21.5% of the population in 02645 earn $100,000 to $149,999 per year, while an estimated 17.4% earn $75,000 to $99,999 per year, and 3.8% of 02645 residents earn less than $10,000 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.8% |
| $10,000 to $14,999 per year | 4.3% |
| $15,000 to $24,999 per year | 7.9% |
| $25,000 to $34,999 per year | 8.6% |
| $35,000 to $49,999 per year | 7.8% |
| $50,000 to $74,999 per year | 15.0% |
| $75,000 to $99,999 per year | 17.4% |
| $100,000 to $149,999 per year | 21.5% |
| $150,000 to $199,999 per year | 7.8% |
| $200,000 or more per year | 5.9% |
In ZIP Code 02645, 96.2% of the population graduated high school, while 44.4% have a bachelor's degree or higher. In this region, 1.6% achieved an education level less than 9th grade, while 18.6% hold a graduate or professional degree. Approximately 24.2% in this Barnstable County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.6% |
| 9th to 12th grade, no diploma | 2.2% |
| High school graduate (includes equivalency) | 24.2% |
| Some college, no degree | 19.4% |
| Associate's degree | 8.2% |
| Bachelor's degree | 25.8% |
| Graduate or professional degree | 18.6% |
Looking at race in the population that makes up ZIP Code 02645, 98.4% is one race, while 1.6% are two or more races. Approximately 2.1% of 02645 residents are hispanic or Latino (of any race). The most common race in 02645 (race alone or in combination with one or more other races), is White (93.6%), followed by Black or African American (4.2%) .
| Industry | Percent |
|---|---|
| White | 93.6% |
| Black or African American | 4.2% |
| American Indian and Alaska Native | 0.9% |
| Asian | 0.9% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 2.2% |
In ZIP Code 02645, 92.3% of the population lists "English only" as the language spoken in home, while 0.7% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 5.8% of homes, and other Indo-European languages are spoken in 0.0% of homes. Lastly, 1.3% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Barnstable County region.
| Language Spoken | Percent |
|---|---|
| English only | 92.3% |
| Spanish | 0.7% |
| Other Indo-European languages | 5.8% |
| Asian and Pacific Islander languages | 0.0% |
| Other languages | 1.3% |
Regarding the age of homes in ZIP Code 02645, an estimated 27.1% of homes were built between 1970 and 1979. Additionally, 18.4% of homes in the region were built between 1980 and 1989, while an estimated 0.5% of homes were built in 2014 or later in this Barnstable County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.5% |
| Built between 2010 and 2013 | 2.3% |
| Built between 2000 and 2009 | 9.0% |
| Built between 1990 and 1999 | 13.4% |
| Built between 1980 and 1989 | 18.4% |
| Built between 1970 and 1979 | 27.1% |
| Built between 1960 and 1969 | 13.0% |
| Built between 1950 and 1959 | 7.2% |
| Built between 1940 and 1949 | 1.7% |
| Built in 1939 or earlier | 7.4% |
Residents of ZIP Code 02645 are older than average. The median age of 55.3 years in ZIP Code 02645 is approximately 45.14% higher than the overall median age in the U.S. of 38.1 years. About 85.8% of residents are aged 18 years and older, and 38.0% of residents are 62 years and over. Approximately 19.6% of the population in 02645 falls in the age group 65 to 74 years, while an estimated 11.5% are aged 60 to 64 years. On the low end of the scale, 2.2% of 02645 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.2% |
| 5 to 9 years | 3.0% |
| 10 to 14 years | 7.2% |
| 15 to 19 years | 3.3% |
| 20 to 24 years | 6.2% |
| 25 to 34 years | 7.0% |
| 35 to 44 years | 10.6% |
| 45 to 54 years | 9.9% |
| 55 to 59 years | 8.7% |
| 60 to 64 years | 11.5% |
| 65 to 74 years | 19.6% |
| 75 to 84 years | 7.6% |
| 85 years and over | 3.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 02645 is current access to health insurance, as an estimated 97.4% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 02645 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 97.4% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 02645 has an average daily solar radiation level of 4.83 kWh/m2/day. This is approximately 17.23% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.71% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 02645 | 14.91¢/kWh | 13.84¢/kWh | 12.57¢/kWh |
| Massachusetts | 29.23¢/kWh | 20.59¢/kWh | 18.78¢/kWh |
| United States | 16.94¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 02645 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.31 | 1.9 | 5.84 |
| Feb | 4.37 | 3 | 6.31 |
| Mar | 4.79 | 3.65 | 7.02 |
| Apr | 5.35 | 5.13 | 7.3 |
| May | 5.7 | 5.17 | 7.13 |
| Jun | 5.66 | 5.72 | 6.95 |
| Jul | 6.15 | 6.22 | 6.51 |
| Aug | 6.07 | 6.08 | 6.65 |
| Sep | 5.59 | 5.15 | 7.02 |
| Oct | 4.7 | 3.32 | 6.92 |
| Nov | 3.44 | 2.33 | 5.99 |
| Dec | 2.78 | 1.78 | 5.46 |
In 02645, 60.9% of the population is in the labor force. Recent estimates place 6.7% as working from home, while the total labor force in the region has a mean travel to time to work of 18.6 minutes. Approximately 23.5% of the employed population 16 years and over in 02645 work in educational services, and health care and social assistance, while an estimated 16.2% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.5% of 02645 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.5% |
| Construction | 7.8% |
| Manufacturing | 3.9% |
| Wholesale trade | 0.9% |
| Retail trade | 13.6% |
| Transportation and warehousing, and utilities | 4.6% |
| Information | 1.6% |
| Finance and insurance, and real estate and rental and leasing | 3.3% |
| Professional, scientific, management, and administrative | 16.2% |
| Educational services, and health care and social assistance | 23.5% |
| Arts, entertainment, and recreation, and accommodation and food services | 12.5% |
| Other services, except public administration | 8.0% |
| Public administration | 3.8% |
Regarding consumer complaints about financial products in ZIP Code 02645, credit reporting or other personal consumer reports have received the most complaints in 02645 in the past 12 months. Checking or savings account received the second most complaints. The most frequent complaint overall in this Barnstable County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 11 |
| Checking or savings account | 4 |
| Credit card or prepaid card | 2 |
| Credit reporting or credit repair services | 2 |
| Mortgage | 2 |
| Other | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 11 |
| Managing an account | 4 |
| Problem with a credit reporting company's investigation | 2 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Attempts to collect debt not owed | 1 |
| Other | 3 |