The 02468 ZIP Code is primarily associated with Waban, MA in Middlesex County in the United States. The current population estimate is 5,623. Median househould income in this region is $241,190, while about 1% of the population lives below the poverty line. The median age in 02468 is estimated to at 48.0 years, and about 29.2% of residents are aged 62 years and older. Approximately 90.7% of residents in this Massachusetts region have a bachelor's degree or higher, and the per capita income is an estimated $106,404.
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The median household income in ZIP Code 02468 is $241,190, while the region's mean household income is $295,790. Breaking income down further, per capita income in the region is $106,404. The per capita income in ZIP Code 02468 of $106,404 is approximately 143.15% more than the per capita income in Massachusetts overall of $43,761. An estimated 1.4% of the population is living below the poverty line in this region. This rate is approximately 85.26% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 63.2% of the population in 02468 earn $200,000 or more per year, while an estimated 12.9% earn $150,000 to $199,999 per year, and 0.4% of 02468 residents earn $15,000 to $24,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 1.6% |
| $10,000 to $14,999 per year | 0.8% |
| $15,000 to $24,999 per year | 0.4% |
| $25,000 to $34,999 per year | 3.1% |
| $35,000 to $49,999 per year | 2.5% |
| $50,000 to $74,999 per year | 5.0% |
| $75,000 to $99,999 per year | 3.5% |
| $100,000 to $149,999 per year | 6.9% |
| $150,000 to $199,999 per year | 12.9% |
| $200,000 or more per year | 63.2% |
In ZIP Code 02468, 97.9% of the population graduated high school, while 90.7% have a bachelor's degree or higher. In this region, 1.3% achieved an education level less than 9th grade, while 60.6% hold a graduate or professional degree. Approximately 1.8% in this Middlesex County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.3% |
| 9th to 12th grade, no diploma | 0.8% |
| High school graduate (includes equivalency) | 1.8% |
| Some college, no degree | 4.7% |
| Associate's degree | 0.8% |
| Bachelor's degree | 30.1% |
| Graduate or professional degree | 60.6% |
Looking at race in the population that makes up ZIP Code 02468, 97.3% is one race, while 2.7% are two or more races. Approximately 3.3% of 02468 residents are hispanic or Latino (of any race). The most common race in 02468 (race alone or in combination with one or more other races), is White (86.9%), followed by Asian (13.4%) .
| Industry | Percent |
|---|---|
| White | 86.9% |
| Black or African American | 2.1% |
| American Indian and Alaska Native | 0.0% |
| Asian | 13.4% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.3% |
In ZIP Code 02468, 80.8% of the population lists "English only" as the language spoken in home, while 2.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 9.5% of homes, and other Indo-European languages are spoken in 6.7% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Middlesex County region.
| Language Spoken | Percent |
|---|---|
| English only | 80.8% |
| Spanish | 2.5% |
| Other Indo-European languages | 9.5% |
| Asian and Pacific Islander languages | 6.7% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 02468, an estimated 60.2% of homes were built in 1939 or earlier. Additionally, 20.5% of homes in the region were built between 1950 and 1959, while an estimated 0.4% of homes were built in 2014 or later in this Middlesex County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.4% |
| Built between 2010 and 2013 | 0.6% |
| Built between 2000 and 2009 | 1.8% |
| Built between 1990 and 1999 | 0.5% |
| Built between 1980 and 1989 | 1.1% |
| Built between 1970 and 1979 | 2.1% |
| Built between 1960 and 1969 | 2.1% |
| Built between 1950 and 1959 | 20.5% |
| Built between 1940 and 1949 | 10.6% |
| Built in 1939 or earlier | 60.2% |
Residents of ZIP Code 02468 are older than average. The median age of 48.0 years in ZIP Code 02468 is approximately 25.98% higher than the overall median age in the U.S. of 38.1 years. About 74.7% of residents are aged 18 years and older, and 29.2% of residents are 62 years and over. Approximately 16.4% of the population in 02468 falls in the age group 65 to 74 years, while an estimated 16.1% are aged 45 to 54 years. On the low end of the scale, 2.2% of 02468 residents are aged 20 to 24 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.4% |
| 5 to 9 years | 6.6% |
| 10 to 14 years | 8.3% |
| 15 to 19 years | 6.7% |
| 20 to 24 years | 2.2% |
| 25 to 34 years | 4.9% |
| 35 to 44 years | 11.2% |
| 45 to 54 years | 16.1% |
| 55 to 59 years | 6.9% |
| 60 to 64 years | 9.4% |
| 65 to 74 years | 16.4% |
| 75 to 84 years | 3.2% |
| 85 years and over | 2.6% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 02468 is current access to health insurance, as an estimated 98.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 02468 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 98.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 02468 has an average daily solar radiation level of 4.92 kWh/m2/day. This is approximately 19.42% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.34% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 02468 | 14.91¢/kWh | 13.84¢/kWh | 12.57¢/kWh |
| Massachusetts | 29.17¢/kWh | 20.7¢/kWh | 18.03¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 02468 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 4 | 1.9 | 5.84 |
| Feb | 4.59 | 3 | 6.31 |
| Mar | 5.02 | 3.65 | 7.02 |
| Apr | 5.52 | 5.13 | 7.3 |
| May | 5.46 | 5.17 | 7.13 |
| Jun | 5.65 | 5.72 | 6.95 |
| Jul | 5.99 | 6.22 | 6.51 |
| Aug | 5.78 | 6.08 | 6.65 |
| Sep | 5.55 | 5.15 | 7.02 |
| Oct | 4.44 | 3.32 | 6.92 |
| Nov | 3.82 | 2.33 | 5.99 |
| Dec | 3.25 | 1.78 | 5.46 |
In 02468, 67.5% of the population is in the labor force. Recent estimates place 11.6% as working from home, while the total labor force in the region has a mean travel to time to work of 31.9 minutes. Approximately 42.8% of the employed population 16 years and over in 02468 work in educational services, and health care and social assistance, while an estimated 19.2% work in professional, scientific, management, and administrative. On the lower end of the scale, just 0.0% of 02468 workers 16 years and over work in transportation and warehousing, and utilities.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.0% |
| Construction | 1.2% |
| Manufacturing | 9.3% |
| Wholesale trade | 1.7% |
| Retail trade | 4.1% |
| Transportation and warehousing, and utilities | 0.0% |
| Information | 2.8% |
| Finance and insurance, and real estate and rental and leasing | 11.0% |
| Professional, scientific, management, and administrative | 19.2% |
| Educational services, and health care and social assistance | 42.8% |
| Arts, entertainment, and recreation, and accommodation and food services | 2.0% |
| Other services, except public administration | 3.0% |
| Public administration | 2.8% |
Regarding consumer complaints about financial products in ZIP Code 02468, credit card or prepaid card have received the most complaints in 02468 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Middlesex County region was problem with a credit reporting company's investigation.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card or prepaid card | 4 |
| Credit reporting or credit repair services | 4 |
| Checking or savings account | 3 |
| Credit reporting or other personal consumer reports | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Problem with a credit reporting company's investigation | 3 |
| Advertising and marketing, including promotional offers | 2 |
| Incorrect information on your report | 2 |
| Managing an account | 2 |
| Getting a credit card | 1 |
| Other | 2 |