The 01854 ZIP Code is primarily associated with Lowell, MA in Middlesex County in the United States. The current population estimate is 28,937. An estimated 13.1% of residents in the 01854 ZIP Code are of age 62 years and older. Overall, the region has a median age of 29.6 years. In this Massachusetts region, an estimated 80.4% hold a high school degree or higher, and the per capita income is approximately $24,527. Median househould income is approximately $53,322, and an estimated 16% of the population is living below the poverty line.
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The median household income in ZIP Code 01854 is $53,322, while the region's mean household income is $69,780. Breaking income down further, per capita income in the region is $24,527. The per capita income in ZIP Code 01854 of $24,527 is approximately 43.95% less than the per capita income in the U.S. overall of $43,761. An estimated 16.4% of the population is living below the poverty line in this region. This rate is approximately72.63% higher than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 15.0% of the population in 01854 earn $50,000 to $74,999 per year, while an estimated 14.1% earn $100,000 to $149,999 per year, and 4.0% of 01854 residents earn $200,000 or more per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 11.7% |
| $10,000 to $14,999 per year | 10.3% |
| $15,000 to $24,999 per year | 9.1% |
| $25,000 to $34,999 per year | 8.3% |
| $35,000 to $49,999 per year | 9.1% |
| $50,000 to $74,999 per year | 15.0% |
| $75,000 to $99,999 per year | 13.4% |
| $100,000 to $149,999 per year | 14.1% |
| $150,000 to $199,999 per year | 5.0% |
| $200,000 or more per year | 4.0% |
In ZIP Code 01854, 80.4% of the population graduated high school, while 21.4% have a bachelor's degree or higher. In this region, 9.1% achieved an education level less than 9th grade, while 8.9% hold a graduate or professional degree. Approximately 34.8% in this Middlesex County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 9.1% |
| 9th to 12th grade, no diploma | 10.5% |
| High school graduate (includes equivalency) | 34.8% |
| Some college, no degree | 17.3% |
| Associate's degree | 7.0% |
| Bachelor's degree | 12.5% |
| Graduate or professional degree | 8.9% |
Looking at race in the population that makes up ZIP Code 01854, 97.2% is one race, while 2.8% are two or more races. Approximately 19.3% of 01854 residents are hispanic or Latino (of any race). The most common race in 01854 (race alone or in combination with one or more other races), is White (64.5%), followed by Asian (25.0%) .
| Industry | Percent |
|---|---|
| White | 64.5% |
| Black or African American | 7.7% |
| American Indian and Alaska Native | 0.6% |
| Asian | 25.0% |
| Native Hawaiian and Other Pacific Islander | 0.2% |
| Some other race | 5.1% |
In ZIP Code 01854, 60.7% of the population lists "English only" as the language spoken in home, while 13.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 10.1% of homes, and other Indo-European languages are spoken in 14.4% of homes. Lastly, 1.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Middlesex County region.
| Language Spoken | Percent |
|---|---|
| English only | 60.7% |
| Spanish | 13.5% |
| Other Indo-European languages | 10.1% |
| Asian and Pacific Islander languages | 14.4% |
| Other languages | 1.2% |
Regarding the age of homes in ZIP Code 01854, an estimated 38.9% of homes were built in 1939 or earlier. Additionally, 15.7% of homes in the region were built between 1970 and 1979, while an estimated 0.7% of homes were built in 2014 or later in this Middlesex County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 0.7% |
| Built between 2010 and 2013 | 1.2% |
| Built between 2000 and 2009 | 5.5% |
| Built between 1990 and 1999 | 5.0% |
| Built between 1980 and 1989 | 10.4% |
| Built between 1970 and 1979 | 15.7% |
| Built between 1960 and 1969 | 9.6% |
| Built between 1950 and 1959 | 9.2% |
| Built between 1940 and 1949 | 3.8% |
| Built in 1939 or earlier | 38.9% |
Residents of ZIP Code 01854 are younger than average. The median age of 29.6 years in ZIP Code 01854 is approximately 22.31% lower than the overall median age in the U.S. of 38.1 years. About 82.2% of residents are aged 18 years and older, and 13.1% of residents are 62 years and over. Approximately 15.3% of the population in 01854 falls in the age group 20 to 24 years, while an estimated 14.9% are aged 25 to 34 years. On the low end of the scale, 2.0% of 01854 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.0% |
| 5 to 9 years | 4.7% |
| 10 to 14 years | 5.3% |
| 15 to 19 years | 12.0% |
| 20 to 24 years | 15.3% |
| 25 to 34 years | 14.9% |
| 35 to 44 years | 9.7% |
| 45 to 54 years | 12.3% |
| 55 to 59 years | 5.4% |
| 60 to 64 years | 5.1% |
| 65 to 74 years | 5.4% |
| 75 to 84 years | 3.1% |
| 85 years and over | 2.0% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 01854 is current access to health insurance, as an estimated 93.6% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 01854 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 93.6% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 01854 has an average daily solar radiation level of 4.92 kWh/m2/day. This is approximately 19.42% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 25.34% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 01854 | 13.13¢/kWh | 7.38¢/kWh | 5.14¢/kWh |
| Massachusetts | 29.17¢/kWh | 20.7¢/kWh | 18.03¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 01854 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.6 | 1.9 | 5.84 |
| Feb | 4.69 | 3 | 6.31 |
| Mar | 5.08 | 3.65 | 7.02 |
| Apr | 5.45 | 5.13 | 7.3 |
| May | 5.5 | 5.17 | 7.13 |
| Jun | 5.45 | 5.72 | 6.95 |
| Jul | 6.04 | 6.22 | 6.51 |
| Aug | 5.92 | 6.08 | 6.65 |
| Sep | 5.67 | 5.15 | 7.02 |
| Oct | 4.52 | 3.32 | 6.92 |
| Nov | 3.74 | 2.33 | 5.99 |
| Dec | 3.38 | 1.78 | 5.46 |
In 01854, 60.2% of the population is in the labor force. Recent estimates place 2.7% as working from home, while the total labor force in the region has a mean travel to time to work of 26.3 minutes. Approximately 26.4% of the employed population 16 years and over in 01854 work in educational services, and health care and social assistance, while an estimated 18.0% work in manufacturing. On the lower end of the scale, just 0.6% of 01854 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.6% |
| Construction | 4.2% |
| Manufacturing | 18.0% |
| Wholesale trade | 1.7% |
| Retail trade | 11.7% |
| Transportation and warehousing, and utilities | 4.4% |
| Information | 1.4% |
| Finance and insurance, and real estate and rental and leasing | 2.6% |
| Professional, scientific, management, and administrative | 11.4% |
| Educational services, and health care and social assistance | 26.4% |
| Arts, entertainment, and recreation, and accommodation and food services | 10.9% |
| Other services, except public administration | 3.5% |
| Public administration | 3.1% |
Regarding consumer complaints about financial products in ZIP Code 01854, credit reporting or other personal consumer reports have received the most complaints in 01854 in the past 12 months. Credit reporting or credit repair services received the second most complaints. The most frequent complaint overall in this Middlesex County region was improper use of a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or other personal consumer reports | 145 |
| Credit reporting or credit repair services | 108 |
| Debt collection | 9 |
| Money transfer, virtual currency, or money service | 4 |
| Mortgage | 3 |
| Other | 10 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Improper use of your report | 111 |
| Incorrect information on your report | 60 |
| Problem with a credit reporting company's investigation | 48 |
| Problem with a company's investigation into an existing problem | 34 |
| Attempts to collect debt not owed | 5 |
| Other | 21 |