The 01507 ZIP Code is primarily associated with Charlton, MA in Worcester County in the United States. The current population estimate is 13,550. Median househould income in this ZIP sits at $101,111, and approximately 3% of the population lives below the poverty line. The ZIP Code 01507 has a median age of approximately 43.3 years, with 18.8% of residents aged 62 years and older. In this Massachusetts region, an estimated 95.0% hold a high school degree or higher, and the per capita income is approximately $42,727.
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The median household income in ZIP Code 01507 is $101,111, while the region's mean household income is $112,247. Breaking income down further, per capita income in the region is $42,727. The per capita income in ZIP Code 01507 of $42,727 is approximately 2.36% less than the per capita income in the U.S. overall of $43,761. An estimated 2.7% of the population is living below the poverty line in this region. This rate is approximately 71.58% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 25.8% of the population in 01507 earn $100,000 to $149,999 per year, while an estimated 15.6% earn $50,000 to $74,999 per year, and 1.0% of 01507 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 3.4% |
| $10,000 to $14,999 per year | 1.0% |
| $15,000 to $24,999 per year | 3.4% |
| $25,000 to $34,999 per year | 5.7% |
| $35,000 to $49,999 per year | 6.8% |
| $50,000 to $74,999 per year | 15.6% |
| $75,000 to $99,999 per year | 13.4% |
| $100,000 to $149,999 per year | 25.8% |
| $150,000 to $199,999 per year | 12.9% |
| $200,000 or more per year | 12.1% |
In ZIP Code 01507, 95.0% of the population graduated high school, while 37.2% have a bachelor's degree or higher. In this region, 1.6% achieved an education level less than 9th grade, while 13.4% hold a graduate or professional degree. Approximately 29.6% in this Worcester County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 1.6% |
| 9th to 12th grade, no diploma | 3.4% |
| High school graduate (includes equivalency) | 29.6% |
| Some college, no degree | 16.6% |
| Associate's degree | 11.7% |
| Bachelor's degree | 23.7% |
| Graduate or professional degree | 13.4% |
Looking at race in the population that makes up ZIP Code 01507, 97.0% is one race, while 3.0% are two or more races. Approximately 6.1% of 01507 residents are hispanic or Latino (of any race). The most common race in 01507 (race alone or in combination with one or more other races), is White (97.6%), followed by Asian (2.2%) .
| Industry | Percent |
|---|---|
| White | 97.6% |
| Black or African American | 1.2% |
| American Indian and Alaska Native | 0.5% |
| Asian | 2.2% |
| Native Hawaiian and Other Pacific Islander | 0.1% |
| Some other race | 1.7% |
In ZIP Code 01507, 92.5% of the population lists "English only" as the language spoken in home, while 3.4% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.3% of homes, and other Indo-European languages are spoken in 0.4% of homes. Lastly, 0.5% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Worcester County region.
| Language Spoken | Percent |
|---|---|
| English only | 92.5% |
| Spanish | 3.4% |
| Other Indo-European languages | 3.3% |
| Asian and Pacific Islander languages | 0.4% |
| Other languages | 0.5% |
Regarding the age of homes in ZIP Code 01507, an estimated 23.2% of homes were built between 1980 and 1989. Additionally, 16.9% of homes in the region were built between 1970 and 1979, while an estimated 1.0% of homes were built between 2010 and 2013 in this Worcester County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.4% |
| Built between 2010 and 2013 | 1.0% |
| Built between 2000 and 2009 | 15.2% |
| Built between 1990 and 1999 | 15.6% |
| Built between 1980 and 1989 | 23.2% |
| Built between 1970 and 1979 | 16.9% |
| Built between 1960 and 1969 | 8.9% |
| Built between 1950 and 1959 | 6.1% |
| Built between 1940 and 1949 | 2.8% |
| Built in 1939 or earlier | 8.9% |
Residents of ZIP Code 01507 are older than average. The median age of 43.3 years in ZIP Code 01507 is approximately 13.65% higher than the overall median age in the U.S. of 38.1 years. About 78.0% of residents are aged 18 years and older, and 18.8% of residents are 62 years and over. Approximately 16.1% of the population in 01507 falls in the age group 45 to 54 years, while an estimated 11.4% are aged 35 to 44 years. On the low end of the scale, 3.3% of 01507 residents are aged 85 years and over.
| Age Range | Percent |
|---|---|
| Under 5 years | 5.7% |
| 5 to 9 years | 6.9% |
| 10 to 14 years | 6.5% |
| 15 to 19 years | 5.6% |
| 20 to 24 years | 6.9% |
| 25 to 34 years | 9.5% |
| 35 to 44 years | 11.4% |
| 45 to 54 years | 16.1% |
| 55 to 59 years | 9.6% |
| 60 to 64 years | 7.1% |
| 65 to 74 years | 8.2% |
| 75 to 84 years | 3.3% |
| 85 years and over | 3.3% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 01507 is current access to health insurance, as an estimated 97.2% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 01507 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 97.2% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 01507 has an average daily solar radiation level of 4.85 kWh/m2/day. This is approximately 17.72% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.4% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 01507 | 13.13¢/kWh | 7.38¢/kWh | 5.14¢/kWh |
| Massachusetts | 29.17¢/kWh | 20.7¢/kWh | 18.03¢/kWh |
| United States | 16.83¢/kWh | 13.2¢/kWh | 8.21¢/kWh |
| Month | ZIP Code 01507 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.75 | 1.9 | 5.84 |
| Feb | 4.73 | 3 | 6.31 |
| Mar | 4.94 | 3.65 | 7.02 |
| Apr | 5.6 | 5.13 | 7.3 |
| May | 5.24 | 5.17 | 7.13 |
| Jun | 5.49 | 5.72 | 6.95 |
| Jul | 5.88 | 6.22 | 6.51 |
| Aug | 5.69 | 6.08 | 6.65 |
| Sep | 5.64 | 5.15 | 7.02 |
| Oct | 4.26 | 3.32 | 6.92 |
| Nov | 3.69 | 2.33 | 5.99 |
| Dec | 3.24 | 1.78 | 5.46 |
In 01507, 69.9% of the population is in the labor force. Recent estimates place 5.7% as working from home, while the total labor force in the region has a mean travel to time to work of 33.4 minutes. Approximately 31.3% of the employed population 16 years and over in 01507 work in educational services, and health care and social assistance, while an estimated 10.9% work in retail trade. On the lower end of the scale, just 0.9% of 01507 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.9% |
| Construction | 8.9% |
| Manufacturing | 10.0% |
| Wholesale trade | 1.8% |
| Retail trade | 10.9% |
| Transportation and warehousing, and utilities | 5.4% |
| Information | 1.9% |
| Finance and insurance, and real estate and rental and leasing | 10.0% |
| Professional, scientific, management, and administrative | 6.4% |
| Educational services, and health care and social assistance | 31.3% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.0% |
| Other services, except public administration | 2.6% |
| Public administration | 2.6% |
Regarding consumer complaints about financial products in ZIP Code 01507, credit card have received the most complaints in 01507 in the past 12 months. Credit card or prepaid card received the second most complaints. The most frequent complaint overall in this Worcester County region was advertising and marketing, including promotional offers.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit card | 1 |
| Credit card or prepaid card | 1 |
| Money transfer, virtual currency, or money service | 1 |
| Mortgage | 1 |
| Payday loan, title loan, personal loan, or advance loan | 1 |
| Other | 1 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Advertising and marketing, including promotional offers | 1 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Charged fees or interest you didn't expect | 1 |
| Getting a credit card | 1 |
| Money was not available when promised | 1 |
| Other | 1 |