The 01095 ZIP Code is primarily associated with Wilbraham, MA in Hampden County in the United States. The current population estimate is 14,728. In this Massachusetts region, an estimated 94.6% hold a high school degree or higher, and the per capita income is approximately $49,044. The median household income is approximately $108,965, and an estimated 1% of the population is living below the poverty line. The median age in ZIP Code 01095 is approximately 46.3 years, and 26.2% of the region's residents are aged 62 years and older.
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The median household income in ZIP Code 01095 is $108,965, while the region's mean household income is $134,350. Breaking income down further, per capita income in the region is $49,044. The per capita income in ZIP Code 01095 of $49,044 is approximately 12.07% more than the per capita income in Massachusetts overall of $43,761. An estimated 1.2% of the population is living below the poverty line in this region. This rate is approximately 87.37% lower than the overall poverty rate in the U.S. of 9.5%. Regarding household income, approximately 25.8% of the population in 01095 earn $100,000 to $149,999 per year, while an estimated 17.1% earn $200,000 or more per year, and 0.4% of 01095 residents earn $10,000 to $14,999 per year.
| Household Income | Percent |
|---|---|
| Less than $10,000 per year | 4.1% |
| $10,000 to $14,999 per year | 0.4% |
| $15,000 to $24,999 per year | 5.2% |
| $25,000 to $34,999 per year | 4.8% |
| $35,000 to $49,999 per year | 8.3% |
| $50,000 to $74,999 per year | 10.5% |
| $75,000 to $99,999 per year | 11.2% |
| $100,000 to $149,999 per year | 25.8% |
| $150,000 to $199,999 per year | 12.6% |
| $200,000 or more per year | 17.1% |
In ZIP Code 01095, 94.6% of the population graduated high school, while 47.4% have a bachelor's degree or higher. In this region, 2.8% achieved an education level less than 9th grade, while 20.7% hold a graduate or professional degree. Approximately 23.3% in this Hampden County region reached the highest level of high school graduate (including equivalency).
| Education Level | Percent |
|---|---|
| Less than 9th grade | 2.8% |
| 9th to 12th grade, no diploma | 2.6% |
| High school graduate (includes equivalency) | 23.3% |
| Some college, no degree | 14.8% |
| Associate's degree | 9.0% |
| Bachelor's degree | 26.7% |
| Graduate or professional degree | 20.7% |
Looking at race in the population that makes up ZIP Code 01095, 98.2% is one race, while 1.8% are two or more races. Approximately 9.6% of 01095 residents are hispanic or Latino (of any race). The most common race in 01095 (race alone or in combination with one or more other races), is White (94.7%), followed by Black or African American (3.8%) .
| Industry | Percent |
|---|---|
| White | 94.7% |
| Black or African American | 3.8% |
| American Indian and Alaska Native | 0.5% |
| Asian | 2.1% |
| Native Hawaiian and Other Pacific Islander | 0.0% |
| Some other race | 0.7% |
In ZIP Code 01095, 90.8% of the population lists "English only" as the language spoken in home, while 4.5% of lists Spanish. Additionally, Asian and Pacific Islander languages are spoken in 3.9% of homes, and other Indo-European languages are spoken in 0.5% of homes. Lastly, 0.2% of homes list "other languages" as spoken in the home. All percentages referenced are for the population 5 years and older in this Hampden County region.
| Language Spoken | Percent |
|---|---|
| English only | 90.8% |
| Spanish | 4.5% |
| Other Indo-European languages | 3.9% |
| Asian and Pacific Islander languages | 0.5% |
| Other languages | 0.2% |
Regarding the age of homes in ZIP Code 01095, an estimated 26.5% of homes were built between 1950 and 1959. Additionally, 21.1% of homes in the region were built between 1960 and 1969, while an estimated 1.4% of homes were built between 2010 and 2013 in this Hampden County region.
| Year Home Built | Percent |
|---|---|
| Built in 2014 or later | 1.6% |
| Built between 2010 and 2013 | 1.4% |
| Built between 2000 and 2009 | 7.4% |
| Built between 1990 and 1999 | 4.9% |
| Built between 1980 and 1989 | 8.8% |
| Built between 1970 and 1979 | 9.5% |
| Built between 1960 and 1969 | 21.1% |
| Built between 1950 and 1959 | 26.5% |
| Built between 1940 and 1949 | 6.3% |
| Built in 1939 or earlier | 12.4% |
Residents of ZIP Code 01095 are older than average. The median age of 46.3 years in ZIP Code 01095 is approximately 21.52% higher than the overall median age in the U.S. of 38.1 years. About 78.9% of residents are aged 18 years and older, and 26.2% of residents are 62 years and over. Approximately 13.3% of the population in 01095 falls in the age group 45 to 54 years, while an estimated 11.2% are aged 65 to 74 years. On the low end of the scale, 2.9% of 01095 residents are aged under 5 years.
| Age Range | Percent |
|---|---|
| Under 5 years | 2.9% |
| 5 to 9 years | 6.4% |
| 10 to 14 years | 6.0% |
| 15 to 19 years | 7.4% |
| 20 to 24 years | 4.7% |
| 25 to 34 years | 10.9% |
| 35 to 44 years | 10.5% |
| 45 to 54 years | 13.3% |
| 55 to 59 years | 8.1% |
| 60 to 64 years | 8.3% |
| 65 to 74 years | 11.2% |
| 75 to 84 years | 6.1% |
| 85 years and over | 4.1% |
| Health Issue | Percent of adults* |
|---|
One of the top preventative health measures in ZIP Code 01095 is current access to health insurance, as an estimated 97.5% of adults 18 and older take part in this preventive measure. Additionally, % of those 18 and above in 01095 list , as a preventive measure.
| Preventive Measure | Percent of adults* |
|---|---|
| Current access to health insurance | 97.5% |
| Risk Behavior | Percent of adults* |
|---|
Regarding solar power potential, ZIP Code 01095 has an average daily solar radiation level of 4.83 kWh/m2/day. This is approximately 17.23% greater than an area in the U.S. with historically low solar radiation levels (WA), and about 26.71% less than an area in the U.S. with historically high solar radiation levels (AZ).
| Region | Residential | Commercial | Industrial |
|---|---|---|---|
| ZIP Code 01095 | 13.13¢/kWh | 7.38¢/kWh | 5.14¢/kWh |
| Massachusetts | 29.17¢/kWh | 20.7¢/kWh | 18.03¢/kWh |
| United States | 16.83¢/kWh | 13.47¢/kWh | 8.51¢/kWh |
| Month | ZIP Code 01095 | Low (WA) | High (AZ) |
|---|---|---|---|
| Jan | 3.79 | 1.9 | 5.84 |
| Feb | 4.44 | 3 | 6.31 |
| Mar | 5.23 | 3.65 | 7.02 |
| Apr | 5.57 | 5.13 | 7.3 |
| May | 5.52 | 5.17 | 7.13 |
| Jun | 5.39 | 5.72 | 6.95 |
| Jul | 5.78 | 6.22 | 6.51 |
| Aug | 5.65 | 6.08 | 6.65 |
| Sep | 5.51 | 5.15 | 7.02 |
| Oct | 4.31 | 3.32 | 6.92 |
| Nov | 3.72 | 2.33 | 5.99 |
| Dec | 3.03 | 1.78 | 5.46 |
In 01095, 65.7% of the population is in the labor force. Recent estimates place 3.6% as working from home, while the total labor force in the region has a mean travel to time to work of 28.0 minutes. Approximately 29.7% of the employed population 16 years and over in 01095 work in educational services, and health care and social assistance, while an estimated 11.4% work in finance and insurance, and real estate and rental and leasing. On the lower end of the scale, just 0.7% of 01095 workers 16 years and over work in agriculture, forestry, fishing and hunting, and mining.
| Industry | Percent |
|---|---|
| Agriculture, forestry, fishing and hunting, and mining | 0.7% |
| Construction | 5.0% |
| Manufacturing | 8.6% |
| Wholesale trade | 4.4% |
| Retail trade | 10.5% |
| Transportation and warehousing, and utilities | 6.5% |
| Information | 1.8% |
| Finance and insurance, and real estate and rental and leasing | 11.4% |
| Professional, scientific, management, and administrative | 4.6% |
| Educational services, and health care and social assistance | 29.7% |
| Arts, entertainment, and recreation, and accommodation and food services | 7.8% |
| Other services, except public administration | 5.5% |
| Public administration | 3.5% |
Regarding consumer complaints about financial products in ZIP Code 01095, credit reporting or credit repair services have received the most complaints in 01095 in the past 12 months. Credit reporting or other personal consumer reports received the second most complaints. The most frequent complaint overall in this Hampden County region was incorrect information on a report.
| Complaint Product | Number of Complaints* |
|---|---|
| Credit reporting or credit repair services | 31 |
| Credit reporting or other personal consumer reports | 3 |
| Mortgage | 2 |
| Student loan | 2 |
| Checking or savings account | 1 |
| Other | 4 |
| Complaint Issue | Number of Complaints* |
|---|---|
| Incorrect information on your report | 24 |
| Improper use of your report | 9 |
| Applying for a mortgage or refinancing an existing mortgage | 1 |
| Attempts to collect debt not owed | 1 |
| Dealing with your lender or servicer | 1 |
| Other | 7 |